John is recognised as one of the foremost experts on the UK and Irish banking and financial sectors. In addition to his role at LTA, John leads SeaPoint Insights, a financial services research consultancy providing corporates and institutions with innovative and timely research on the banking and financial sector.
John is the author of Financials Unshackled, a Substack newsletter launched in September 2024, which publishes independent, authentic insights on banking and speciality finance sector themes and developments.
Most recently, John was an institutional equity and fixed-income analyst at Goodbody, specialising in UK and Irish bank research. He achieved exceptional recognition among institutional equity clients and regularly presented to bank boards, executive committees, and at conferences. John is a qualified Chartered Accountant (FCA) with extensive senior-level experience across Capital Markets (2015–24), Government (2012–15), PLC Group Strategy (2011–12), and Corporate Finance (2003–11). He holds degrees from University College Cork (BSc) and the London School of Economics (MSc), and he was recently awarded a Certificate in FinTech from Harvard University.